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Partners

For the people already helping

Caseworkers, hospital financial counselors, legal aid, utility customer care, churches, mutual-aid groups and employers. You know who's about to lose power. Send us the bill, or put money behind your people.

Refer a client

Four steps, and nothing goes live without them

One partner code per organization, as many staff as you like.

1

Get a partner code

Apply below; we approve within a couple of business days.

2

Refer in two minutes

Enter your client's phone number and the bill. They get a text, verify their ID once, and confirm.

3

Track it

Your dashboard shows every bill you referred: in review, live, funded, paid. Never dollar amounts on people.

4

The creditor gets paid

Directly, from the charity. Your client gets the paid-in-full confirmation and the creditor's receipt.

What you and your client can count on

  • No cost to you or your client. No income documents, no essay.
  • Bills of $100–$5,000: utilities, medical, court fines and fees, loans, cards, collections.
  • Your client controls what’s shown: first name or none, city and state, one line if they want it.
  • We confirm every balance with the creditor before we pay, and tell you if we can’t.
  • English and Spanish, on iPhone, Android and the web.
  • No recipient ever receives cash; every payment goes to the creditor.

Employers, churches and foundations

Put your money behind your people

Give your people a way to show up for neighbors, and make every dollar they give count twice.

Match their gifts

A budget and a ratio (one to one, two to one) with a cap per gift. Limit it to your team, a state, medical or utility bills, or bills that are almost there.

Start a team

A team page with your name, a goal in debts cleared and an invite link. It counts bills and points, never dollars.

Gift balances

Hand out codes at the holidays, as a perk, or at a drive. Each person picks the bills; your organization keeps the receipt.

Fund the pool

Undirected money clears the oldest verified bills first and tops up the ones that are almost there.

How it looks on a bill

D DeniseCovington, KY · card balance

$1,950

left of $2,100 · 4 gave

Matched by Acme Inc, 1:1, up to $50 a gift

Give $25 · $50 reaches the bill

We book your money (a check, ACH, wire or DAF grant) before a single gift is matched. What's left when a match ends goes to the pool.

Set up a match

Utilities and hospitals

Get paid the day a bill is funded

By API or portal

Instead of a check in the mail, we pay through your payment portal or an API, with a clean remittance for every account.

Balances confirmed

We confirm the balance with you before a bill goes live, so you never get an overpayment to unwind.

One contact

Write to [email protected] and we'll set up the integration with your team.

Ready when you are.

Apply for a partner code, or write to us first; we answer within two business days.