About
A $640 bill shouldn't decide whether the lights stay on.
For a lot of people it does. Zeroed exists to make paying one off as easy as scrolling past it.
$0
One bill, one person, one number, and you watch that number go to zero. The person gets the paid-in-full notice. So do you.
The idea
Giving you can see
The opposite of abstract
Most giving is a leap of faith: you send money to an organization and trust that it becomes something. Here you pick the bill, you see the balance, and you see it paid.
Built like the apps you already open
Because that's where the attention is. Points, levels and boards reward the people giving. They never touch the people asking.
Rules we won't bend
Six promises, built into the system
We pay creditors only
No recipient ever receives cash, a transfer or a gift card. There is no feature in the system that could do it.
Every bill verified
Every bill is checked against a verified ID before anyone sees it. The balance is confirmed with the creditor before we pay, and a second person signs off on every new creditor.
No income test
Hardship is attested, not audited. We don't make people prove they're poor enough.
No scores on people
Bills are ranked by urgency and how close they are to zero, never by who seems more deserving.
No direct messages
One checked thank-you per bill, from the person to the people who gave. That's the whole channel.
The books are public
Every dollar, every month, on the financials page.
How it's structured
A charity, with the money where you can see it
Legal home
Zeroed is run by Zeroed Corporation, a nonprofit the IRS recognizes as a 501(c)(3), EIN 43-2919794. Gifts are tax-deductible as allowed by law, and every load is a completed gift the moment it's made.
Who builds it
The software is built and maintained by CleanSpace, Inc. under a flat-fee license to the charity, disclosed in our filings and approved by independent board members. Nobody is paid a percentage of what's given.