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Where every dollar went

Updated the first of every month from our ledger, which reconciles nightly against Stripe and the bank. Nothing here is rounded in our favor.

Nothing to report yet

Zeroed hasn't paid its first bill. The day it does, this page starts filling in: every load, every creditor payment, every tip and fee, by month and by type of debt, with the CSV behind it. The layout below is what you'll get.

How the money moves
Loaded by donors — all gifts, at load time
Paid to creditors — utilities, hospitals, courts, lenders
Operations — tips + overhead share of loads
Held for live bills + pool — restricted · not ours to spend

Of every $100 loaded

The split between creditors, optional tips, overhead share, uncovered card fees and funds held for live bills, once there is one.

Donors choose at load time whether to cover card fees and whether to add a tip; both are shown on the receipt. Bank loads carry no fee.

The numbers we'd rather you saw

  • Bills submitted—
  • Approved—
  • Declined: couldn't confirm with creditor—
  • Declined for suspected fraud—
  • Expired unfunded after 45 days—
  • Median time, approved to paid—
  • Refunds (our error only)—

Paid to creditors, by type

Utilities, medical, court fines, loans and cards, collections. Each with bills paid and the average size.

Zeroed Corporation is a 501(c)(3) nonprofit, EIN 43-2919794. Audited financials and the Form 990 are posted here when filed. Questions: [email protected]